Privacy Policy
Protecting your private information is our priority. This Statement of Privacy applies to healthinsuranceagentgreenwood.site and Medcalf Advisors, Inc and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Medcalf Advisors, Inc include healthinsuranceagentgreenwood.site. The Medcalf Advisors, Inc website is a Financial-Insurance Sales and Information site. By using the Medcalf Advisors, Inc website, you consent to the data practices described in this statement.
Collection of your Personal Information
Medcalf Advisors, Inc may collect anonymous demographic information, which is not unique to you, such as your:
– Age
– Gender
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Sharing Information with Third Parties
Medcalf Advisors, Inc does not sell, rent or lease its customer lists to third parties.
Medcalf Advisors, Inc may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Medcalf Advisors, Inc, and they are required to maintain the confidentiality of your information.
Medcalf Advisors, Inc may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Medcalf Advisors, Inc or the site; (b) protect and defend the rights or property of Medcalf Advisors, Inc; and/or (c) act under exigent circumstances to protect the personal safety of users of Medcalf Advisors, Inc, or the public.
Tracking User Behavior
Medcalf Advisors, Inc may keep track of the websites and pages our users visit within Medcalf Advisors, Inc, in order to determine what Medcalf Advisors, Inc services are the most popular. This data is used to deliver customized content and advertising within Medcalf Advisors, Inc to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Medcalf Advisors, Inc. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Medcalf Advisors, Inc website.
Use of Cookies
The Medcalf Advisors, Inc website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Medcalf Advisors, Inc pages, or register with Medcalf Advisors, Inc site or services, a cookie helps Medcalf Advisors, Inc to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Medcalf Advisors, Inc website, the information you previously provided can be retrieved, so you can easily use the Medcalf Advisors, Inc features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Medcalf Advisors, Inc services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Medcalf Advisors, Inc secures your personal information from unauthorized access, use, or disclosure. Medcalf Advisors, Inc uses the following methods for this purpose:
– SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
- Delete your personal information from our records; and
- Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
- Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
- Debug to identify and repair errors that impair existing intended functionality;
- Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
- Comply with the California Electronic Communications Privacy Act;
- Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
- Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
- Comply with an existing legal obligation; or
- Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
Medcalf Advisors, Inc does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
E-mail Communications
From time to time, Medcalf Advisors, Inc may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Medcalf Advisors, Inc or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Medcalf Advisors, Inc, you may opt out of such communications by clicking on the UNSUBSCRIBE button..
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Changes to this Statement
Medcalf Advisors, Inc reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
Medcalf Advisors, Inc welcomes your questions or comments regarding this Statement of Privacy. If you believe that Medcalf Advisors, Inc has not adhered to this Statement, please contact Medcalf Advisors, Inc at:
Medcalf Advisors, Inc
5868 E 71st St Suite E-593
Indianapolis, Indiana 46220
Email Address:
larry@indyhealthagent.com
Telephone number:
800-238-1050
Effective as of June 28, 2020
Call or text anytime of day to talk with me about anything regarding financial products. Although I can’t always talk right away, I can always get back to you within an hour or two. They say a picture is worth a thousand words. If you’re able, try to be near your computer or a smart phone. That way if needed I can show you what we’re talking about. You can also get a head start in researching your options by trying out my Virtual Assistant first (click Online tab). Just answer a few questions and then receive information on the best type of policy for you or your family. Ready to talk? Call/text me at 317-514-8696 or 317-296-8881 anytime of day.
There’s lot of great resources online these days. With the power of the internet and some spare time, I’ve created a tool I call Virtual Agent. With Virtual Agent all you need to do is answer a few questions (between 3-16) and you’ll get a recommendation on the right type of policy for you. After that, you can go to my quote page to see specific plans within that policy type. Or you can call or text me for help in finding a specific plan that has everything you or your group needs and takes your providers. Call/text me at 317-296-8881 or 317-514-8696. Scroll to the bottom of the home page or click the logo on the left to use Virtual Agent now.
One of the benefits to being a local agent (and not being in a call center across the country somewhere) is the ability to meet in person. Meeting face to face allows you to see what you are purchasing clearly in front of you. We can go over benefits and answer any questions you might have right on the spot. I travel to my customers, whether you prefer to meet at Starbucks or your home, I’ll come to you. Just let me know where and when. I use Facebook scheduling for my appointments Click here to visit my Facebook scheduling page and while you are there make sure to like the page to stay up to date on changes and healthcare/financial news in Indiana.
It’s kind of like meeting in person, but from the comfort of your computer chair. Zoom uses technology to allow you to see my screen and me, while reviewing your options. Simply call or text ( 317-514-8696 or 317-296-8881 ) and let me know you’d like to do a Zoom meeting. I’ll give you a short passcode. You can then click the Zoom logo to the left where you’ll be taken to the virtual meeting room. Enter the passcode you were given and that’s it, we’re Zooming.